Terms and Conditions

Effective date: 23 April 2026
Last updated: 23 April 2026

These Terms and Conditions (Terms) govern your access to and use of the Liberdat website, content, digital platforms, webinars, resources, advisory services, educational products, applications and related services (collectively, the Services).

In these Terms, Liberdat, we, our or us means the legal entity operating the website and Services. You and your mean the person or entity accessing or using the Services.

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Important disclaimer

Unless expressly stated otherwise in a written agreement signed by us, the information, content, tools, resources, webinars, reports, communications and materials provided through the Services are of a general nature only.

They are provided for general information and educational purposes and do not constitute:

• financial advice;
• credit advice;
• legal advice;
• tax advice;
• accounting advice;
• investment advice;
• personal circumstances advice; or
• any guarantee of outcomes, returns, borrowing capacity, capital growth, rental yield, financial performance or suitability.

You must obtain your own independent professional advice before acting on any information we provide.

To the maximum extent permitted by law, you acknowledge that any decision you make in relation to property, finance, lending, investment, structuring, taxation, legal matters or strategy is solely your responsibility.

2. Use of the Services

You may use the Services only for lawful purposes and in accordance with these Terms.

You must not:

• use the Services in any way that breaches any applicable law or regulation;
• misuse the website, app, forms, booking systems or other platforms;
• attempt to gain unauthorised access to any system, account, data or network;
• interfere with the functionality, security or availability of the Services;
• copy, scrape, reproduce, frame, mirror, republish or commercially exploit the Services or content without our prior written consent, except as permitted by law;
• upload or transmit malicious code, spam or harmful material;
• impersonate another person or misrepresent your identity or authority; or
• use the Services in a way that may damage our reputation, systems or business operations.

We may suspend, restrict or terminate your access if we reasonably believe you have breached these Terms or used the Services improperly.

3. Eligibility and account information

You must provide accurate, current and complete information when submitting forms, making bookings, creating accounts, purchasing products or otherwise interacting with the Services.

If you create an account, you are responsible for maintaining the confidentiality of your login details and for all activity that occurs under your account.

We may refuse registration, cancel accounts or suspend access where information provided is inaccurate, misleading, incomplete or where misuse is suspected.

4. Advisory, education and digital products

Liberdat may provide one or more of the following:

• general educational content;
• webinars, events and downloadable resources;
• buyer advisory or related property support services;
• digital learning products, subscriptions, portals or applications; and
• other paid or unpaid products or services described on our website or in separate service documentation.

The scope of any paid service is limited to what is expressly included in the relevant service description, proposal, engagement letter, checkout page, order confirmation or written agreement.

Anything not expressly included is excluded.

5. No guarantee of results

We do not guarantee:

• that you will purchase a property;
• that any property opportunity will be available, suitable or successful;
• that financing or lending will be approved;
• that any strategy will achieve your desired outcome;
• that any forecast, estimate, modelling or indicative scenario will occur; or
• that the Services will be uninterrupted, error-free or available at all times.

Past performance, examples, case studies and testimonials are not reliable indicators of future results.

6. Third-party services and information

The Services may include or rely on third-party platforms, tools, websites, software, payment processors, webinar providers, analytics providers, booking providers, app stores or external information sources.

We are not responsible for third-party services, content, acts, omissions, availability, security or policies.

Your use of third-party services may be subject to separate terms and privacy policies imposed by those third parties.

7. Fees, payments and subscriptions

If you purchase any paid Services, products or subscriptions:

• you agree to pay all fees specified at the time of purchase or in a separate written agreement;
• all prices are in the currency stated on the relevant page or invoice;
• unless otherwise stated, fees may be payable upfront, by instalments or on a recurring basis depending on the offer;
• recurring subscriptions will continue until cancelled in accordance with the applicable offer terms;
• you authorise us and/or our payment provider to process the relevant payment method for fees due; and
• you are responsible for providing valid and current payment information.

We may suspend or terminate access to paid Services if payment is overdue, declined, reversed or disputed.

8. Refunds and cancellations

Unless otherwise required by law, or unless different terms are expressly stated for a particular product or service:

• fees paid for completed consultations, delivered services, digital downloads, accessed digital content or partially performed services are non-refundable;
• bookings may be rescheduled or cancelled only in accordance with the policy stated at the time of booking;
• webinar or event registrations may be subject to separate cancellation rules;
• subscriptions may be cancelled prospectively, but amounts already paid are not refundable for the current billing period unless required by law; and
• we may refuse refunds where there has been a change of mind after access, delivery or commencement of the service.

Nothing in these Terms excludes any non-excludable consumer rights you may have under the Australian Consumer Law.

9. Intellectual property

Unless otherwise stated, we own or license all rights, title and interest in the Services and all associated content, including text, branding, logos, graphics, designs, documents, videos, audio, training materials, reports, templates, software and other materials.

Your use of the Services does not transfer any intellectual property rights to you.

You are granted a limited, revocable, non-exclusive, non-transferable licence to access and use the Services for your personal or internal business use only, subject to these Terms.

You must not reproduce, modify, distribute, sell, sublicence, create derivative works from or exploit our content without our prior written consent.

10. User content and submissions

If you submit feedback, testimonials, comments, questions, survey responses, application details or other content to us, you grant us a non-exclusive, royalty-free, worldwide licence to use, reproduce, adapt and publish that content for the purpose of operating, improving, promoting or supplying the Services, unless otherwise agreed.

You warrant that:

• you have the right to provide the content;
• the content is accurate to the best of your knowledge;
• the content does not infringe third-party rights; and
• the content is not unlawful, misleading, defamatory or harmful.

We may remove or refuse to use any submitted content at our discretion.

11. Privacy

Our collection, use and handling of personal information is governed by our Privacy Policy, as updated from time to time.

By using the Services, you acknowledge that you have read our Privacy Policy.

12. Availability, maintenance and changes

We may change, update, suspend, withdraw or discontinue any part of the Services at any time, with or without notice.

We do not guarantee ongoing availability of any specific feature, content item, webinar, product, subscription tier or platform functionality.

We may also update these Terms from time to time. The updated version will apply from the date it is published on our website unless otherwise stated.

13. Limitation of liability

To the maximum extent permitted by law:

• the Services are provided on an “as is” and “as available” basis;
• we make no warranties or representations, express or implied, about the Services, content, results, availability, reliability, completeness, accuracy or fitness for purpose;
• we exclude all liability for indirect, incidental, special or consequential loss, including loss of profits, revenue, opportunity, goodwill, data, business or anticipated savings; and
• where liability cannot be excluded but can be limited, our liability is limited at our option to resupplying the relevant Services or paying the cost of having the Services resupplied.

Nothing in these Terms excludes, restricts or modifies any rights or remedies you may have under the Australian Consumer Law or other laws where such rights cannot lawfully be excluded.

14. Indemnity

You indemnify us and our officers, employees, contractors and agents against any loss, damage, liability, cost or expense arising from or in connection with:

• your breach of these Terms;
• your misuse of the Services;
• your breach of any law or third-party right; or
• any information, material or content you provide to us that is false, misleading or unlawful.

15. Termination

We may suspend or terminate your access to the Services immediately if:

• you breach these Terms;
• payment is overdue;
• we suspect fraud, misuse, unlawful conduct or security issues; or
• we decide to discontinue the relevant Service.

Termination does not affect any accrued rights, fees due, disclaimers, liability limitations, intellectual property rights or any provision intended to survive termination.

16. Governing law

These Terms are governed by the laws of the State or Territory in Australia in which the Liberdat operating entity is established, unless otherwise stated in a separate written agreement.

You submit to the non-exclusive jurisdiction of the courts of that State or Territory and the Commonwealth of Australia.

17. Contact

For questions about these Terms, please contact us using the contact details published on our website.

Liberdat
Website: https://liberdat.com.au/
Email: info@liberdat.com
Phone: +61 451 134 258

Items to verify before publishing

Replace the placeholders and confirm the following before this document goes live:

1. the legal entity name operating Liberdat;
2. whether Liberdat is a buyer’s agent / advisory service only, or also provides formal paid courses, app access or subscriptions;
3. the exact refund, cancellation and rescheduling rules actually offered;
4. whether separate service agreements exist for paid advisory clients;
5. the governing State or Territory;
6. whether there are any specific licence or regulatory disclosures that must be included;
7. whether testimonials, case studies and user-generated content are used in marketing;
8. whether recurring billing terms need additional detail; and
9. whether there are any minimum age requirements for account creation or purchases.